You can grow a savings account much faster if you quit eating at restaurants and drinking at bars. I learned this fairly quickly when I was trying to make money stretch in college when I had little to spend. My mom showed me a lot of simple recipes when I was a teenager that I could make with cheap cans of chicken, pork, and beef. If you look at the sales paper whenever you’re at the grocery store, you’ll often find half-off and BOGO deals on raw meat. If you spend $8 on a package of chicken breast filets, you can make up to 10 or more meals with rice and frozen vegetables on the side. I still eat like this despite having a decent job in my late 30s. I don’t understand why anyone would willingly pay full price for products that are almost always on sale at least once or twice a month. It also forces you to experiment with other kinds of meat that you wouldn’t normally purchase if they weren’t on sale, such as turkey tenderloins and pork medallions. All of this smart shopping and eating has allowed me to accumulate a large savings account over the past 15 years. I had to save for several years to afford a new geothermal heat pump to replace my old split style heating and cooling system. The idea of harvesting my energy from underground to heat and cool my house is a game changer, especially when it is poised to save me even more money after I start using it exclusively for heating and cooling. You end up spending a lot less money for indoor climate control compared to a traditional HVAC system.
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